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As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor in the modern payment experience.
“Money Mobility: Who Gets Paid Fast and Who Waits,” a collaboration...
Recurring payments have become a defining feature of how consumers pay for entertainment, software, mobility, personal services and daily conveniences.
These subscription models now account for a large share of digital commerce, and they rely on credentials that must remain current, portable and visible to every party involved.
Yet the rise of subscriptions has also surfaced persistent...
Watch more: TechReg Talks: Davis Wright Tremaine’s Steve Gannon
The pursuit of bank charters by FinTechs and cryptocurrency-focused firms is accelerating, driven less by novelty and more by pragmatism. As these companies look to expand beyond niche services into core financial activities, charters are increasingly viewed as the most direct way to achieve scale, credibility and...
Walmart’s online business is no longer defined by how far it trails Amazon, but by how quickly it is changing the structure of the retail race.
That is the central insight of “Walmart Aims at Closing Amazon Online Sales Gap,” the latest edition of the PYMNTS Intelligence “Share of Wallet: Amazon vs. Walmart” series. The report examines how the two largest U.S. retailers capture online...
Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams.
However, as their reach expands, so does their complexity, turning program execution into a challenge rather than a back-office task.
PYMNTS Intelligence’s December Embedded Finance Tracker...
Pay later is no longer a niche solution for cash-strapped consumers, as high earners increasingly use credit card installment plans to manage spending with precision and control.
New PYMNTS Intelligence research shows that affluent consumers are not just participating in the Pay Later ecosystem but shaping it, too.
While buy now, pay later (BNPL) remains part of the mix, credit card...
“For last year’s words belong to last year’s language. And next year’s words await another voice.”
— T.S. Eliot
When T.S. Eliot wrote those lines in 1942, he was pointing to a simple but uncomfortable truth. Language carries the logic of the era that produced it. When circumstances change in fundamental ways, the words we once relied on stop working. Progress depends not just on new...
For years, artificial intelligence (AI) has been pitched to finance leaders as a faster way to do what they already do: close the books, reconcile accounts, forecast cash, and manage risk.
But as CFOs look to move AI from pilots to production across their department workflows, many are running into a new reality. AI doesn’t fail in finance because the models aren’t smart enough. It...
Stablecoin infrastructure provider BVNK is set to start powering stablecoin payments for Visa’s money movement network.
The partnership between the two companies, announced Wednesday (Jan. 14) in a news release shared with PYMNTS, will see BVNK power Visa Direct’s stablecoin services such as stablecoin pre-funding, allowing certain select business customers to fund Visa Direct payouts...
The Klarna app now enables peer-to-peer (P2P) payments in 13 European countries.
Klarna is allowing transfers between Klarna users at launch, and the company plans to expand the capability to non-Klarna customers and cross-border payments soon, it said in a Wednesday (Jan. 14) press release emailed to PYMNTS.
“With peer-to-peer payments we’re making it even easier to manage all of your...