Why Income Gains Don’t Always Boost Spending
As the PYMNTS audience saw in Monday’s newsletter (March 2) there’s some wisdom to be gleaned from crowds.
The occasion was the launch of the PYMNTS Consumer Expectations Index, a new r...
FinTechs Strengthen Compliance as Embedded Finance Expands
Embedded finance has shifted from a differentiator to a baseline capability across the FinTech sector. Every financial technology firm surveyed reports offering at least one embedded finance feature, ...
ThredUp AI Tools Drive 30% Buyer Surge
ThredUp credited artificial intelligence (AI) with boosting its results in the fourth quarter by reducing the friction involved in shopping for secondhand goods.
The online resale platform ...
OpenClaw Patch Prevents Malicious Websites From Hijacking AI Agents
OpenClaw, an open-source artificial intelligence agent designed for developers, had a vulnerability chain that allowed websites to take control of a developer’s agent with no plugins, extensions or ...
Prediction Markets Face Congressional Scrutiny Amid Trades on War
Two United States lawmakers called for greater regulation of prediction markets after topics about the war in Iran were featured, even as the CEO of Kalshi said these topics are already banned among r...
Platforms Expand SMB Lending as Working Capital Demand Rises
Small and medium-sized businesses (SMBs) ended 2025 sharpening their demand and reliance on platform-based working capital. Earnings disclosures indicate that those balances grew meaningfully year ove...
AI Data Centers Starve Budget Smartphones of Memory Chips
The artificial intelligence industry is causing a shortage of memory chips needed by the smartphone industry even as AI features become part of the latest mobile devices, Bloomberg News reported Monda...
