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Here is the question nobody in polite payments circles wants to ask out loud: Do the card networks need stablecoins—or do stablecoins need the card networks?
It sounds almost impertinent. Stablecoins were supposed to be the insurgents. Peer-to-peer. Borderless. Frictionless. The whole point was to route around the Mastercards of the world. To build a payments layer that didn’t require...
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments and insurance for everything from Prada handbags and veneers to Uber driver wages. With three parties in that marriage, banks, FinTechs and nonbank companies, who’s on the hook when something goes wrong...
Watch more: What’s Next in Payments With Trulioo’s Vicky Bindra
Speed is becoming the name of the game across financial services, FinTech and digital commerce.
However, behind faster onboarding, faster payments and faster approvals hides a lurking threat. As fraud networks grow more sophisticated and digital ecosystems become more interconnected, velocity without visibility is...
Watch more: What’s Next in Payments With FIS’ Mladen Vladic
Innovation in payments has historically followed a bottom-up adoption curve.
Niche players test, incumbents wait, standards emerge, and scale follows.
Agentic commerce, a model in which software agents act on behalf of consumers to search for products, evaluate options, negotiate terms and complete transactions within...
Financial stress is no longer just shaping what Americans buy. It is reshaping how they pay.
That was the central insight of “Consumer Financial Stress Is Changing the Rules of Shopping and Payments,” a January PYMNTS Intelligence Data Book. The report found that while overall participation in grocery and retail categories remains steady, persistent cash flow gaps are driving changes...
Sezzle is accelerating its super app plans in 2026 after seeing growing engagement with its existing offerings in 2025, the company said in a Wednesday (Feb. 25) press release.
During the fourth quarter, the company’s digital payment platform saw its gross merchandise value (GMV) increase by 35.3% year over year to reach a new quarterly high of $1.2 billion, according to the release....
Nvidia reported $68 billion in fourth-quarter revenue, up 73% from a year earlier, as demand for accelerated computing continued to expand across cloud providers, model builders, enterprises and sovereign customers. Data center revenue rose 75% to $62 billion, increasing 22% from the previous quarter. The company said the shift toward generative and agentic artificial intelligence is now driving...
The Commodity Futures Trading Commission (CFTC) said Wednesday (Feb. 25) that it has full authority to police illegal trading practices on designated contract markets (DCMs).
The regulator said this in a press release after the DCM Kalshi announced that it reported two insider trading cases to the CFTC.
“DCMs have an independent duty to maintain audit trails, conduct surveillance, and...
Chime’s fourth quarter 2025 results centered on linked trends: heavier use of the Chime Card for spending and continued growth in members treating the platform as their primary financial relationship.
“Over half of members in our new cohorts are adopting [Chime Card], and those members are using it for over 70% of their Chime spend,” CEO Chris Britt said on the earnings call Wednesday...
Banco Santander is leveraging artificial intelligence (AI) as it works to boost its profit and its customer base over the next 24 months.
The bank plans to achieve a profit of over 20 billion euros (about $23.6 billion) by 2028, up from the record attributable profit of 14.1 billion euros (about $16.7 billion) it achieved in 2025, it said Wednesday (Feb. 25).
It also aims to reach more...