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Watch more: Need to Know: i2c’s Marjorie Tart
Real-time payments are becoming a baseline expectation in a digital economy where consumers and businesses want money to move instantly, predictably and transparently, regardless of channel or rail.
For issuers, that shift is forcing a rethink of technology and strategy. According to Marjorie Tart, director of product management at i2c, the...
If there was a single through line in PYMNTS’ 2025 conversations with the major card networks, banks and FinTechs, it was that “payments” is no longer treated as a discrete function. It is increasingly positioned as an always-on operating system for commerce—one where data, security and user experience are inseparable.
No company leaned into that framing more consistently than Visa....
Throughout the banking history of the United States, credit unions have played a distinctive role in providing financial services to their local small- to medium-sized businesses (SMBs).
Rooted in regional communities and built around a member-owned model, credit unions earned trust by offering relationships that felt personal, aligned and durable, something that larger institutions...
Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship.
That is the central finding of “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” a September PYMNTS Intelligence report produced in collaboration with Ingo Payments.
Based on a survey of 2,237 consumers in the United States who...
Watch more: TechReg Talks: Penn State’s Daryl Lim
Copyright and antitrust have long operated in parallel, rarely intersecting in meaningful ways.
Copyright law governs incentives for creativity and authorship. Antitrust law focuses on market power and exclusionary conduct. For decades, the two doctrines largely stayed in their own lanes.
Generative artificial intelligence is changing...
The New Jersey State Senate passed a bill that allows the state’s residents and state employees to choose to receive certain state payments by paper check.
The bill (S2791) passed Monday (Dec. 22) on a vote of 35 to 1, according to the website of the New Jersey State Legislature. It will now be considered by the State Assembly.
The state payments covered by the bill include...
Coupang faces an investor class action lawsuit alleging that it violated securities laws after a data breach.
The lawsuit was filed in California and alleges that the eCommerce company, which is operates globally and is South Korea’s biggest online retailer, misled investors about its data security practices and failed to disclose the breach in a timely manner, Reuters reported Monday...
Twenty-one states and the District of Columbia sued the Trump administration Monday (Dec. 22), aiming to stop what they said is illegal defunding of the Consumer Financial Protection Bureau (CFPB).
In their complaint, the attorneys general allege that CFPB Acting Director Russell Vought is attempting to completely defund the agency by refusing to request funding from the Federal...
When leaders outside of finance think of treasury management … they typically don’t.
For much of its history, the enterprise treasury function has been taken at face value as something operational, essential and largely invisible. But, as 2025 proved, that mindset is coming to an end.
Looking ahead to 2026, treasury has come to sit at the center of the enterprise, increasingly...
Bank of America expects artificial intelligence (AI) to have a growing effect on the economy next year and beyond.
Speaking Monday (Dec. 22) with Bloomberg Television, Bank of America CEO Brian Moynihan said that AI had an increasing impact this year and that it will accelerate in the coming years.
Moynihan said this while sharing that Bank of America expects the U.S. economy to grow 2...