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The future is uncertain for a host of regulatory agencies these days, with the financial services sector seeing more uncertainty than most.
The Consumer Financial Protection Bureau is on unsure footing, to say the least. There’s a proposal on the table to combine the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency. President Donald Trump has stated his intention...
Two months into 2025, the business definition of a FinTech is becoming fluid, broadening in ways that scarcely would have been imaginable a short time ago.
Companies in the sector have been reexamining their go-to-market strategies amid a changing regulatory environment and shifting expectations among ever-younger customers, Maverick Payments Chief Operating Officer Ben Griefer told PYMNTS as...
To paraphrase a saying attributed to Charles Darwin, it’s those most responsive to change that ultimately survive.
And from the 19th century Galapagos to the 21st-century global payments landscape, those words continue to ring true.
With the demand for seamless payment solutions growing at an unprecedented pace, driven by the accelerating shift toward digital payments and reinforced by changing...
In the fourth quarter of 2024, increased economic pressures continued to affect households in the United States.
With inflation at 2.9% by December, 65% of consumers reported living paycheck to paycheck, indicating ongoing financial strain.
The PYMNTS Intelligence report “Struggling Consumers Go to Short-Term Strategies to Manage Higher Expenses” found that rising costs, including higher bills,...
The brick-and-mortar retail model is in flux.
Stores have been shuttering due to retail theft, staffing shortages abound, items are locked up, and navigating the aisles takes longer than ever. Shoppers, conditioned by the shift to eCommerce throughout the past several years, value time and efficiency. They want to get what they want, when they want.
However, pain points abound. Even in a self-...
If there’s a cornerstone of the finance function, it’s trust but verify.
In boardrooms across corporate America, finance chiefs are getting comfortable with artificial intelligence, but only when the data is homegrown.
PYMNTS Intelligence’s CAIO Report, encompassing 60 chief financial officers from U.S. firms with annual revenues exceeding $1 billion, revealed a surge in positive ROI perceptions...
In the U.S., mobile phones have become an essential tool for shopping, forever changing how consumers engage with retailers. Mobile-first shopping is no longer a trend, but an expected experience.
As smartphones become critical to online and in-store shopping, U.S. merchants need to adjust to the evolving consumer behavior to stay relevant and competitive, according to a recent PYMNTS...
Guest transaction data is proving to be a valuable resource as restaurants grapple with rising costs and decreasing traffic, executives at restaurant technology provider Olo said Tuesday (Feb. 25).
The company’s solutions have demonstrated this by helping restaurants generate guest transaction data and then use it to gain actionable insights, create personalized marketing and increase profitable...
Madrid-based treasury management solutions provider Embat has acquired U.S. banking connectivity company Necto.
The acquisition will enable Embat to provide finance teams in medium and large companies with better banking connectivity via Necto’s integration of more than 30 banks and nearly 100 API services, Embat said in a Tuesday (Feb. 25) post on LinkedIn, translated by Google.
“At Embat, we...
Heavy engagement with the Sezzle platform and a surge in buy now, pay later (BNPL) demand during the holiday shopping season drove the company’s revenues and other metrics ahead of expectations, in results released after market close on Tuesday (Feb. 25).
The fourth quarter saw revenues double to $98.2 million. Gross merchandise volumes (GMV) were 42% higher to $855.4 million. Total active...