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On-chain lending has accelerated, with stablecoins becoming the infrastructure powering “a new lending space,” according to Visa.
Stablecoin-denominated loans totaled $670 billion over the last five years, and $51.7 billion in the month of August alone, Visa said in a report released Thursday (Oct. 16) and emailed to PYMNTS.
On-chain lending facilitates capital market efficiency by...
White House budget director Russell Vought announced Wednesday that he intends to shut down the U.S. Consumer Financial Protection Bureau (CFPB), a position that appears to contradict the Trump administration’s arguments in ongoing court proceedings, according to Courthouse News.
Vought made the statement during an appearance on “The Charlie Kirk Show,” where he said that only a few...
The advertising and media industry operates in an extremely complex financial environment. Budgets are dispersed across an expanding mix of platforms, vendors and formats, leaving agencies burdened with manual invoice processing, disjointed systems and rising payment delays. These inefficiencies not only create administrative headaches but also weaken cash flow, damage supplier relationships and...
Watch more: What’s Next in Payments: i2c, Matthew Pearce
The fraud landscape is changing faster than ever — and increasingly, the bad actors are using artificial intelligence. As deepfakes, synthetic identities and automated social engineering grow more sophisticated, fraud fighters are turning to AI of their own to detect the anomalies hidden in billions of data points.
But as Matthew...
Watch more: Need to Know: Maverick Payments, Kyle Becker
Payments are complex enough, but the compliance burdens that accompany money movement add a further layer of difficulty.
Regulatory expectations shift, fraud patterns evolve and financial institutions are left to balance their responsibilities to regulators, card brands and customers without overwhelming their compliance...
Industries are scrutinizing B2B payment methods to drive liquidity and resilience, Boost Payment Solutions Head of Customer Data and Insights Zach Lynn writes in a new PYMNTS eBook, “Headlines That Will Shape the Close of 2025.”
This has been a year of seismic change. Geopolitical shocks and shifting trade flows have dominated the headlines in 2025. The payments industry, in particular...
What was once a stopgap for hard times is fast becoming a fixture of American financial planning. According to a new PYMNTS Intelligence report, “Do the (Side) Hustle: Four in 10 U.S. Consumers Seize the Opportunity to Earn More Income,” side hustles now make up nearly half of the income for many who pursue them — a sign that supplemental work has evolved from a fringe phenomenon into a defining...
The 2020s have been a decade of unlikely partnerships. FinTechs that once vied for deals with national banks are now joining forces with credit unions, the community-rooted cooperatives once viewed as too small or too slow to drive digital innovation.
According to PYMNTS Intelligence’s “Credit Union Innovation Readiness Index: How FinTechs Are Shifting Their Partnership Strategies” (...
The golden rule of business is that operational inefficiency can cost enterprises both their time and their money.
It’s the golden rule of business payments, too.
But unlike the consumer payments space where mobile wallets, tap-to-pay and one-click checkouts have reshaped expectations, B2B payments remain stubbornly complex. While consumer payments have sprinted into frictionless...
Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which is the lowest amount allowed by law.
The Federal Reserve, the Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency will propose the change and request public comment, Bloomberg reported Wednesday (Oct. 15...