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U.S. middle-market companies are making high-stakes decisions with less visibility and less time, as tariffs collide with delayed economic data and cooling demand, forcing product leaders into defensive mode.
That is the central finding of “Tariffs Turn Up the Heat as Product Leaders Confront Peak Uncertainty,” a new PYMNTS Intelligence report based on an October survey of product...
Retailers are moving quickly to tighten control over how consumers pay, as new PYMNTS Intelligence data shows embedded finance shifting from a background capability to a frontline business priority.
According to “Retailers Expand Embedded Finance to Unlock Control and Customization,” a November 2025 PYMNTS Intelligence report produced in collaboration with Marqeta, nearly 3 in 4...
Watch more: The Digital Shift: Safebooks’ Ahikam Kaufman
Corporate finance has a paradox problem. Businesses move faster than ever, yet the teams responsible for tracking, validating and reporting the money still operate as if speed were optional. While sales, marketing and customer support have spent years layering automation and AI onto their workflows, finance remains anchored to...
Liquidity decisions for multinational enterprises have always been defined by timing. Treasury teams watch cutoff times, forecast balances and pre-fund accounts before weekends or bank holidays.
Stephen Randall, global head of Liquidity Management Services at Citi, told PYMNTS in a recent interview that those days are ending as enterprise payment expectations shift to real time....
Watch more: Monday Conversation: Visa’s Rubail Birwadker
A digital assistant can already do a lot of the work that once belonged to people.
It can search for products, compare suppliers, book travel and draft invoices in seconds. But the moment that assistant is allowed to complete a purchase, something fundamental changes.
That step from suggesting to spending is where agentic...
Agentic AI is often portrayed as a ‘wait-and-see’ game. As PYMNTS Intelligence data shows, CFOs have expressed their curiosity and a limited amount of trust, but they’ve yet to take their hands off the wheel.
And maybe some never will. But over the past week The Prompt Economy saw some new use cases in the financial services sector that are beyond “wait and see.” For example in a...
Fraudsters are constantly evolving, and banks are struggling to keep up.
The imbalance underscores a broader shift. Criminal activity is pivoting toward external attackers regaining dominance after a brief period in which authorized-party fraud played a larger role. Banks are responding with higher spending and more advanced tools, but the contest remains uneven, as PYMNTS Intelligence...
For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage.
That is the central finding of PYMNTS Intelligence’s Embedded Finance Tracker, titled “Rethinking Rewards With a Loyalty Platform for the Debit Generation.”
The report argues that co-branded debit cards are moving from a niche concept to a viable...
The biggest change in payments and commerce over the past five years has been the speed at which technology moves, and the speed at which it’s being adopted.
As artificial intelligence (AI), real-time payments, and global commerce converge, financial functionality will become even more deeply woven into digital experiences. Complexity will increase, not decrease. Expectations will...
The Supreme Court is weighing the legality of the White House’s wide-ranging tariffs.
But if the justices decide against the Trump administration, a ruling requiring repayment of the duties would be a major challenge, the president’s top economic adviser said in an interview Sunday (Dec. 21) with CBS News.
“We really expect the Supreme Court is going to find with us,” Kevin Hassett,...