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Watch more: What’s Next In Payments With Boost’s Dean M. Leavitt When weighing the adoption of digital B2B payments, enterprise CFOs once had to squint out across the innovation horizon. No longer. Payment advances such as digitization, automation, commercial cards, real-time payments and more are now maturing, becoming table stakes. In their wake, a more prosaic concern is beginning...
The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. But new research from the February 2026 edition of “The Agentic AI Report” from PYMNTS Intelligence suggests the AI market has already crossed a more consequential threshold. Consumers are no longer merely sampling AI but are beginning to rely on it. According to the...
Watch more: What’s Next in Payments With Entersekt’s Dewald Nolte The payments industry is locked into a race toward speed. Faster rails, real-time settlement, one-click checkout, invisible authentication and more innovations are all pointed toward one assumption: that friction is the enemy, and technology’s job is to eliminate it. But as the payments ecosystem matures, the next...
Picture three Americans staring at the same electric bill. The retiree sighs, turns down the thermostat and makes a mental note to skip dinner out next week. The 28-year-old opens three apps on her phone —one to split the payment into installments, one to pick up a freelance shift and another to transfer spare cash into her savings account, just in case. The 45-year-old toggles between...
Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day operations, especially for supplier and vendor payments, but the direction of travel is clear. Many SMBs want simpler, more modern options that let them run their businesses with more control and fewer headaches. “Ready for Change:...
Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that make day-to-day cash flow easier to manage. “SMB Growth Monitor: Small Businesses, Big Credit Needs,” a PYMNTS Intelligence collaboration with i2c, finds that most small and medium-size businesses (SMBs) feel confident about getting...
Mercado Libre’s application of artificial intelligence across its online commerce ecosystem added revenue and enhanced efficiency in the fourth quarter, the company said Tuesday (Feb. 24). Mercado Libre Chief Financial Officer Martín de los Santos led off an earnings call by saying that the company recorded fourth quarter net revenues growth of 45% year over year, supported by the...
Coinbase now offers stock trading to everyone in the United States, allowing its users to trade stocks and exchange-traded funds (ETFs) alongside the crypto the platform already handled. This move is part of the company’s Everything Exchange vision in which it aims to encompass all asset classes and build the next generation of markets, Coinbase said in a Tuesday (Feb. 24) blog post....
Card issuing and embedded finance framed Marqeta’s fourth-quarter earnings call on Tuesday (Feb. 24). Operationally, Marqeta delivered another quarter defined by scale milestones. Total processing volume reached $109 billion, marking the first time the company crossed the $100 billion threshold within a single quarter. Growth accelerated sequentially, supported by expansion across...
Tuesday (Feb. 24) marked a potentially seismic day in the payments industry. Rumors of Stripe’s interest in PayPal emerged after hours on Tuesday, initially reported by the likes of Bloomberg, with implications extend beyond deal mechanics. Stripe and PayPal operate at different but increasingly intersecting layers of the payments economy, particularly across digital wallets, identity...