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Is Europe too reliant on international payments companies such as Visa and Mastercard?
The head of the European Payments Initiative (EPI) thinks so, according to a Monday (Feb. 9) interview with the Financial Times (FT).
“We are highly dependent on international [payment] solutions,” said Martina Weimert, chief executive of the EPI, an alliance of 16 European banks and financial...
“I think [our] arrogance and disruption got us into trouble,” Scott Painter tells PYMNTS CEO Karen Webster.
It is a rare admission from a founder who spent nearly two decades insisting that the car-buying process was broken and that radical price transparency was the fix.
He was right about the diagnosis. But the fix, syndicating list prices to everyone, making dealers compete on a...
Watch more: Visa Protect With Visa’s Jeremiah Dewey
The word “cybersecurity” can imply a defensive, even reactive discipline.
But effective cybersecurity has never truly been either of those things, and as fraud scales faster, attack surfaces sprawl across ecosystems and consumer trust hardens into a competitive moat, treating cybersecurity as merely a protection is in many ways...
What began as a checkout convenience for sneakers and sofas is now threading its way into grocery aisles, utility bills and subscription renewals, as paying over time assumes a regular place in household budgeting.
According to PYMNTS Intelligence’s February 2026 Pay Later Ecosystem Report, buy now, pay later (BNPL) and card installment plans have moved beyond seasonal splurges and...
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily payment habits in ways that set them apart from customers of traditional banks.
That portrait comes through clearly in “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch,” a January PYMNTS...
“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial functions directly into their digital ecosystems, creating more complete customer relationships and increasing lifetime value. Just as importantly, embedded finance is reshaping the business case for growth....
One of the underplayed areas of The Prompt Economy is the supply chain. But new developments around procurement and logistics have brought agentic AI to the fore in this area with a promise that bottlenecks in the last mile can be smoothed by this technology.
Case in point: Agentic AI is making progress in planning the last mile of delivery. An article published by Inbound Logistics...
Regulators in China have expanded their cryptocurrency crackdown to cover stablecoins and tokenized assets.
“Recently, influenced by various factors, speculative activities related to virtual currencies and the tokenization of real-world assets have occurred frequently, posing new challenges and situations for risk prevention and control,” regulators including the People’s Bank of...
A South Korean cryptocurrency exchange is facing regulatory investigation following a $40 billion bitcoin-related mistake.
That exchange, Bithumb, announced this weekend it had accidentally given out $40 billion in the world’s most popular crypto to customers as part of a promotional rewards program. The company said it has since recovered nearly all the coins in question.
A report on...
Anthropic is reportedly close to finalizing a $20 billion-plus funding round.
The round could close in the next few days and would value the artificial intelligence (AI) startup at $350 billion, Bloomberg News reported Friday (Feb. 6), citing sources familiar with the matter.
The funding would almost double Anthropic’s previous valuation and comes just five months after the firm raised...